Maximum Conventional Loan Amounts

Purchase: Minimum Down-Payment Requirement

  • Single Unit
  • Duplex
  • Triplex
  • Fourplex

Owner Occupant

Second Home

Investment Property

3%

10%

15%

5%

-

25%

5%

-

25%

5%

-

25%

Refinance: Maximum Loan-to-Value with Limited Cash Out

  • Single Unit
  • Duplex
  • Triplex
  • Fourplex

Owner Occupant

Second Home

Investment Property

97%

90%

75%

95%

-

75%

95%

-

75%

95%

-

75%

Refinance: Maximum Loan-to-Value with Cash Out

  • Single Unit
  • Duplex
  • Triplex
  • Fourplex

Owner Occupant

Second Home

Investment Property

80%

75%

75%

75%

-

70%

75%

-

70%

75%

-

70%

Co-Borrowers may be an option.

Let’s be honest—you know you’re capable of managing your finances, right? However, you might not meet the Conventional Lending guidelines on your own. In this situation, a trusted person who believes in you can step in as a co-signer. This individual can help you qualify for a conventional loan for your primary home, a second home, or an investment property. Conventional Lending Guidelines also permit a co-borrower or co-signer to assist with loans for a Duplex, Triplex, or Fourplex. Keep in mind that by co-signing, they will share responsibility for the loan payments.

Maximize your saving on your next home purchase

Lending Realty
The Proposal

The Proposal

If you choose Texas Property Lending Inc. for your mortgage and select our affiliate, Texas Property Realty, to represent you as your Real Estate Broker, we will provide a discount of up to .50% on your mortgage APR.

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  1. Click "Get My Rate"
  2. Answer easy question
  3. We send your rate to you
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Offer Disclosure

This offer is limited to the purchase of a Single-Family Home, Duplex, Triplex, Fourplex, Condo, or Town home in the Houston Metro Area, and is contingent upon your simultaneous use of the mortgage services of Texas Property Lending Inc, combined with the real estate brokerage services of Texas Property Realty. Texas Property Lending Inc cannot lock your rate until Texas Property Realty has acquired a signed Purchase Contract between you and a Seller. The amount of APR savings will vary depending on many factors such as: loan program, loan term, market conditions, and your FICO Credit Score. Loan Applicants must meet the criteria of each offered loan program. As per RESPA, any person who desires to work with Texas Property Lending Inc is NOT required to use Texas Property Realty, or vice versa. Both companies operate separately. If a home purchaser desires to use Texas Property Lending Inc without using Texas Property Realty, then standard mortgage rates will apply. Offer is provided by Texas Property Lending Inc. Texas Property Lending Inc (NMLS ID 1428535) and Texas Property Realty (Texas Lic # 9007359) are Affiliated Businesses. See Affiliated Business Arrangement Disclosure.

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713-702-0550
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713-702-0550
Anytime 7 days a week

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Adam Passey (NMLS ID 281423)

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