What is an FHA Home Loan?

An FHA loan is a mortgage insured by the Federal Housing Administration (FHA) that offers some FANTASTIC advantages for homebuyers and those who want to refinance. With an FHA loan, borrowers can:

Access more competitive interest rates
Qualify with a lower or no FICO credit score
Enjoy more flexible qualification criteria
Purchase a home with just 3.5% down payment

The FHA’s mission is to help as many people as possible to achieve and maintain their American Dream of homeownership.

Co-Borrowers may be an option.

Let's be honest: you know you're financially responsible, but you might not meet the FHA Lending guidelines on your own. If that's the case, a supportive person who believes in you can co-sign your loan, helping you qualify for an FHA loan for your primary residence. FHA guidelines also permit a co-borrower or co-signer for Duplexes, Triplexes, or Fourplexes. By co-signing, they will share responsibility for the loan payments.

Save big on your next home purchase

The Proposal

If you choose Texas Property Lending Inc. for your mortgage and select our affiliate, Texas Property Realty, to represent you as your Real Estate Broker, we will provide a discount of up to .50% on your mortgage APR.

Start Now

Click "Get My Rate"
Answer easy question
We send your rate to you

Offer Disclosure

This offer is limited to the purchase of a Single-Family Home, Duplex, Triplex, Fourplex, Condo, or Town home in the Houston Metro Area, and is contingent upon your simultaneous use of the mortgage services of Texas Property Lending Inc, combined with the real estate brokerage services of Texas Property Realty. Texas Property Lending Inc cannot lock your rate until Texas Property Realty has acquired a signed Purchase Contract between you and a Seller. The amount of APR savings will vary depending on many factors such as: loan program, loan term, market conditions, and your FICO Credit Score. Loan Applicants must meet the criteria of each offered loan program. As per RESPA, any person who desires to work with Texas Property Lending Inc is NOT required to use Texas Property Realty, or vice versa. Both companies operate separately. If a home purchaser desires to use Texas Property Lending Inc without using Texas Property Realty, then standard mortgage rates will apply. Offer is provided by Texas Property Lending Inc. Texas Property Lending Inc (NMLS ID 1428535) and Texas Property Realty (Texas Lic # 9007359) are Affiliated Businesses. See Affiliated Business Arrangement Disclosure.