Foreign National Loans in Texas

A foreign national is an individual who is visiting or temporarily living in the United States and:

Was born outside the U.S.;
Holds citizenship in another country;
Has not sought U.S. citizenship or permanent residency.

Loans for foreign nationals are generally not eligible for sale to Fannie Mae or Freddie Mac, nor are they insured or guaranteed by government agencies. Instead, private investors establish the criteria for each Foreign National Loan program, resulting in varied requirements for different programs.

Foreign National Loan Quick Facts

Includes Primary or Second Homes, and Investment Property.

Up to 75% Loan to Value (LTV).

Loans up to 10 million US dollars.

US Credit Report is not required.

Assets held in foreign accounts are eligible for reserves.

Documents may need to be translated by a certified translator.

Seize impressive savings on your next home purchase

The Proposal

If you choose Texas Property Lending Inc. for your mortgage and select our affiliate, Texas Property Realty, to represent you as your Real Estate Broker, we will provide a discount of up to .50% on your mortgage APR.

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Offer Disclosure

This offer is limited to the purchase of a Single-Family Home, Duplex, Triplex, Fourplex, Condo, or Town home in the Houston Metro Area, and is contingent upon your simultaneous use of the mortgage services of Texas Property Lending Inc, combined with the real estate brokerage services of Texas Property Realty. Texas Property Lending Inc cannot lock your rate until Texas Property Realty has acquired a signed Purchase Contract between you and a Seller. The amount of APR savings will vary depending on many factors such as: loan program, loan term, market conditions, and your FICO Credit Score. Loan Applicants must meet the criteria of each offered loan program. As per RESPA, any person who desires to work with Texas Property Lending Inc is NOT required to use Texas Property Realty, or vice versa. Both companies operate separately. If a home purchaser desires to use Texas Property Lending Inc without using Texas Property Realty, then standard mortgage rates will apply. Offer is provided by Texas Property Lending Inc. Texas Property Lending Inc (NMLS ID 1428535) and Texas Property Realty (Texas Lic # 9007359) are Affiliated Businesses. See Affiliated Business Arrangement Disclosure.