What is a VA Home Loan?

A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs, available to current or former military personnel and the surviving spouses of fallen service members. This guarantee helps these borrowers secure more favourable home loan terms.

VA Home Loan Quick Facts

Eligible Veterans are not subject to loan limits.

Zero Down Payment allowed.

For Owner Occupants Only.

Extremely Competitive Interest Rates.

No Mortgage Insurance is required.

Flexible Qualifying Guidelines.

No FICO Score is allowed.

FICO Scores as low as 500 are considered.

Past collections are NOT required to be paid off.

The VA Funding Fee may be partially or fully waived for disabled Veterans.

A Veteran can obtain VA Loans repeatedly. Restrictions apply.

VA must certify a home is safe to occupy in a purchase.

Texas LOVES Disabled Veterans
and Surviving Spouses.

You might be eligible to reduce or completely eliminate paying Property Taxes. For more information, Click below to visit the State of Texas Comptrollers’ website.

Thank you for your service.

Unlock major savings on your next home purchase

The Proposal

If you choose Texas Property Lending Inc. for your mortgage and select our affiliate, Texas Property Realty, to represent you as your Real Estate Broker, we will provide a discount of up to .50% on your mortgage APR.

Start Now

Click "Get My Rate"
Answer easy question
We send your rate to you

Offer Disclosure

This offer is limited to the purchase of a Single-Family Home, Duplex, Triplex, Fourplex, Condo, or Town home in the Houston Metro Area, and is contingent upon your simultaneous use of the mortgage services of Texas Property Lending Inc, combined with the real estate brokerage services of Texas Property Realty. Texas Property Lending Inc cannot lock your rate until Texas Property Realty has acquired a signed Purchase Contract between you and a Seller. The amount of APR savings will vary depending on many factors such as: loan program, loan term, market conditions, and your FICO Credit Score. Loan Applicants must meet the criteria of each offered loan program. As per RESPA, any person who desires to work with Texas Property Lending Inc is NOT required to use Texas Property Realty, or vice versa. Both companies operate separately. If a home purchaser desires to use Texas Property Lending Inc without using Texas Property Realty, then standard mortgage rates will apply. Offer is provided by Texas Property Lending Inc. Texas Property Lending Inc (NMLS ID 1428535) and Texas Property Realty (Texas Lic # 9007359) are Affiliated Businesses. See Affiliated Business Arrangement Disclosure.