For home purchase or refinance loans over $647,200. Downpayment could start as low as 15%. Minimum Credit Score 680. Six months of reserves.

These home loans extend up to 10 million, and are often used by non-US Citizens who primarily reside outside the United States. Down Payments start at 25%.

For home purchase or refinance loans up to $647,200. Downpayment could start as low as 3%. Minimum Credit Score is 620.

A single close loan up to $647,200. After a construction term of 6 to 12 months, the loan automatically converts to a 30 year fixed APR. Downpayment starts as low as 10%.

Available in areas defined as “rural” by the US Department of Agriculture. The qualifying loan amount is based on income and household size. Downpayment as low as 0%.

Used to rehabilitate and improve primary residences up to $420,680. For either a home purchase or refinance loan, this FHA loan includes both the costs of the home loan plus the cost of repairs and/or upgrades.

A home purchase or refinance loan up to $420,680. Downpayment starts at 3.5% if your credit score is a minimum of 580. If your middle FICO score is below 580, you will need to put down at least 10%.

For home purchase or refinance loans under $484,350. Downpayment could be as low as 0%. This loan is guaranteed by the United States Department of Veterans Affairs (VA). VA has no loan limit. Downpayment can be 0%.