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Are you relocating to Houston?

Following New York City, Los Angeles, and Chicago, Houston is the fourth-largest city in the United States. For decades, the business environment in Houston has been a "job-creating machine." Already, not only is Houston home to many large employment sectors, such as aeronautics (including NASA’s Johnson Space Center, as the site of the Mission Control Center), energy, manufacturing, transportation, and healthcare institutions, including the Texas Medical Center; but also, except for New York City, Houston has more Fortune 500 headquarters within its city limits than any city in the U.S. There are reasons for this…

Why Houston is so Amazing?

Geography and Sub-Tropical Climate.

Houston enjoys a subtropical climate. The Gulf of Mexico keeps Houston’s weather slightly cooler in the summer, but still very warm and humid, and it keeps us warmer in the winter. From downtown Houston, the beach in Galveston is approximately a 50-minute drive. Compared to the smoggy air of Los Angelos, our periodic rains from the Gulf of Mexico not only keep our plants green but our air clean. Compared to New York and Chicago, we have fun activities outside year-round.

No State Income Tax.

As of 2019, Texas is one of only seven states without a personal income tax. Texas has never even levied a tax on personal income. According to the Legislature, Texas does not want to punish success. It wants to encourage it; and, millions and millions of the best and brightest have responded to this philosophy by moving to Texas, and especially to Houston. The amount ofjob creation has been epic.

Affordable Homes.

According to the US Census, the median home price in Houston is $149,000. That is significantly lower than the average for the state of Texas and for the US as a whole. Primarily, there are two reasons why Texan home prices are so low in comparison to other states. First, the Texan Property Tax system reduces the ability of homeowners to borrow money from banks. It does this by forcing up the property tax share of each monthly mortgage payment. In turn, this constrains house prices. Second, because Texas law discourages homeowners from leveraging the last twenty percent of the equity in their homes, this discourages property speculation, which helps prevents property valuation bubbles.

Houston is a unique cultural blend of old school Americana with new school ideas.

Southern Hospitality.

From its inception, Houstonian culture was an offshoot of the South. However, Houston culture seemed to take all the good of southern Culture, while rejecting any past negative aspects. What remains today is Southern Hospitality, which is a culture of kindness to strangers and an openness to everyone. Today, this makes Houston one of the most friendly and open Cities in the world.

City of Immigrants.

Between 2000 and 2010, the Houston metropolitan area added more people (over 1.2 million) than any other metropolitan area in the United States. Through this explosive ongoing population growth, most people in Houston have immigrated to Houston from either, another Texas town, another US state, or another Country. Today Houston is more diverse than New York, Los Angelos or Chicago.

Texas' version of Taxation Fairness.

Houstonians have a very strong work ethic that rivals anywhere in the US; and, when it comes to taxes they expect everyone to pull their fair share. In Texas, this means that everyone gets taxed on the value of their real estate. If your home is costly, then you will pay more to the government than if your house is very inexpensive.

Economic Optimism.

Houstonians share an ongoing economic optimism. Each year many domestic and foreign corporations bring their dreams with them to Houston. Often they are fleeing high tax and high regulatory regions of the United States or Foreign countries.

Culinary Opportunities.

Because Houston is more diverse than New York, Los Angelos, or Chicago, it has a plethora of authentic ethnic foods permeating its entire urban landscape. In Houston, culinary boredom is impossible.

Strong Patriotic Ties.

Whether you are Republican, Democrat, Independent, or none of the above, Patriotism unites everyone in Texas. Both State and National Patriotism is strong in Texas, and this very much includes in Houston.

Egalitarianism and Multiple City Centers.

Houston is the largest city in the United States without formal zoning regulations. Others have credited this with both, A) creating significant amounts of affordable housing, which decreases the gap between rich and poor, and B) helps to facilitate Multiple City Centers, which are Downtown, the Texas Medical Center, Midtown, Greenway Plaza, Memorial City, the Energy Corridor, Westchase, and Greenspoint. These Multiple City Centers both reduce congestion and have also helped to make Houston the largest city in the United States by total land area. In comparison, while New York is built up, Houston is spread out.

Ready to Move Into your Houston Metro Dream Home?

If you are ready to live in a warm climate, surrounded by diverse, friendly neighbors, we can’t wait to connect you with the ideal Houston home loan. To schedule your consultation now, please call 713-955-LOAN (5262).

List of Super Neighborhoods in Houston Texas

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Our loan services at Texas Property Lending, Inc. are available to anyone purchasing a home. However, you can streamline your home purchase by combing the services of Texas Property Lending, Inc. with our affiliate Texas Property Realty as your real estate broker. Combining these services will help us (Texas Property Lending, Inc.) get you in your dream home quickly and could also decrease your overall costs. If you’d like to learn more about this bundling of services from Texas Property Lending, Inc, and how this could save you money, call now at 713-955-LOAN (5262).