When it comes to rates…

We are out to save the world one loan at a time.

Maybe we do have some kind of hero complex, but hey—everyone has to deal with something, right? When we see fellow Houstonians in danger of overpaying on their home loan rate, we feel compelled to act. A high rate is like an evil villain. The income it costs you will rob your children, spouse, significant other, friends or fellow human beings of time that you could spend with them doing the things you love. This is unacceptable. Someone needs to be saved. Let’s start with your home loan rate!

Type of loans

For home purchase or refinance loans from $647,201 to $10,000,000+. Downpayment or LTV could start as low as 10%. Minimum Credit Score is 680. Reserves required.
A purchase or refinance home loan for non-US Citizens. Loan amounts from $100,000 to $10,000,000. Down payment is often 20-25%.
For home purchase or refinance loans up to $647,200. Downpayment could start as low as 3%. Minimum Credit Score is 620.

A single close loan up to $647,200. After a construction term of 6 to 12 months, the loan automatically converts to a 30 year fixed APR. Downpayment starts as low as 10%.

Available in areas defined as “rural” by the US Department of Agriculture. The qualifying loan amount is based on income and household size. Downpayment as low as 0%.

A type of FHA Loan used to rehabilitate and improve primary residences. Loan amounts extend to $420,680. Includes both purchase and refinance Home Loans.
FHA
A home purchase or refinance loan up to $420,680. Downpayment starts at 3.5% if your credit score is a minimum of 580.
VA
A VA Loan has NO LOAN LIMIT for first-time use. Downpayment can be 0%. The monthly loan payment must be reasonable to each Veteran’s income.

We have your Best Rate.

We can save the world,
one great rate at a time.