(713) 955-LOAN (5626) | se habla español

When it comes to rates...

We are out to save the world
one loan at a time.

Maybe we do have some kind of hero complex, but hey—everyone has to deal with something, right? When we see fellow Houstonians in danger of overpaying on their home loan rate, we feel compelled to act. A high rate is like an evil villain. The income it costs you will rob your children, spouse, significant other, friends or fellow human beings of time that you could spend with them doing the things you love. This is unacceptable. Someone needs to be saved. Let’s start with your home loan rate!

Select Your Next Houston Area Loan Type

Jumbo

For home purchase or refinance loans over $484.350. Downpayment could start as low as 5%. Minimum Credit Score 680. Six months of reserves.

Foreign National

These home loans extend up to 10 million, and are often used by non-US Citizens who primarily reside outside the United States. Down Payments start at 25%.

Conventional

For home purchase or refinance loans under $484.350. Downpayment could start as low as 3%. Minimum Credit Score is 620.

Custom Home Build

A single close loan up to $484.350. After a construction term of 6 to 12 months, the loan automatically converts to a 30 year fixed APR. Downpayment starts as low as 10%.

USDA

Available in areas defined as “rural” by the US Department of Agriculture. The maximum income level for a one to four-person household is $86,100, Downpayment as low as 0%.

203k FHA

Used to rehabilitate and improve primary residences up to $331,250. For either a home purchase or refinance loan, this FHA loan includes both the costs of the home loan plus the cost of repairs and/or upgrades.

FHA

A home purchase or refinance loan up to $331,250. Downpayment starts at 3.5% if your credit score is a minimum of 580. If your middle FICO score is below 580, you will need to put down at least 10%.

VA

For home purchase or refinance loans under $484,350. Downpayment could be as low as 0%. This loan is guaranteed by the United States Department of Veterans Affairs (VA), which sets the requirements of loan eligibility.

Does Your Realtor make you this happy?

Try our affiliate:

CALL NOW

Our loan services at Texas Property Lending, Inc. are available to anyone purchasing a home. However, you can streamline your home purchase by combing the services of Texas Property Lending, Inc. with our affiliate Texas Property Realty as your real estate broker. Combining these services will help us (Texas Property Lending, Inc.) get you in your dream home quickly and could also decrease your overall costs. If you’d like to learn more about this bundling of services from Texas Property Lending, Inc, and how this could save you money, call now at 713-955-LOAN (5262).

Our Houston Area Five Lowest Rate Purchase Guarantees

1

Our Jumbo Home Purchase Lowest Rate Guarantee

If you use our realty associate Texas Property Realty on the closing transaction of a home, then your final Jumbo home loan interest rate in combination with all expenses will be lower on the same Jumbo loan product than any competitor by a least 1/8 percent of APR, or we Texas Prtoperty Lending Inc will pay you $1,000 towards your closing costs when you use Texas Property Realty.

For loans from $510,480 to 10 million

This Guarantee applies only to products and programs that Texas Property Lending Inc offers and only includes Jumbo Loans; and, any claim for reimbursement must be in writing no later than 30 days before closing. In all cases, Texas Property must have the opportunity and right to beat the rate and expense of any competitor.

Jumbo Loan Info

2

Our Conventional Home Purchase Lowest Rate Guarantee

If you use our realty associate Texas Property Realty on the closing transaction of a home, then your final Conventional home loan interest rate in combination with all expenses will be lower on the same Conventional loan product than any competitor by a least 1/8 percent of APR, or we Texas Property Lending Inc will pay you $1,000 towards your closing costs when you use Texas Property Realty.

For loans up to $510,480

This Guarantee applies only to products and programs that Texas Property Lending Inc offers and only includes Conventional Loans; and, any claim for reimbursement must be in writing no later than 30 days before closing. In all cases, Texas Property must have the opportunity and right to beat the rate and expense of any competitor.

Conventional Loan Info

3

Our USDA Home Purchase Lowest Rate Guarantee

If you use our realty associate Texas Property Realty on the closing transaction of a home, then your final USDA home loan interest rate in combination with all expenses will be lower on the same USDA loan product than any competitor by a least 1/8 percent of APR, or we Texas Prtoperty Lending Inc will pay you $1,000 towards your closing costs when you use Texas Property Realty.

Loan amounts are determined by income

This Guarantee applies only to products and programs that Texas Property Lending Inc offers and only includes USDA Loans; and, any claim for reimbursement must be in writing no later than 30 days before closing. In all cases, Texas Property must have the opportunity and right to beat the rate and expense of any competitor.

USDA Loan Info

4

Our FHA Home Purchase Lowest Rate Guarantee

If you use our realty associate Texas Property Realty on the closing transaction of a home, then your final FHA home loan interest rate in combination with all expenses will be lower on the same FHA loan product than any competitor by a least 1/8 percent of APR, or we Texas Prtoperty Lending Inc will pay you $1,000 towards your closing costs when you use Texas Property Realty.

For loans up to $331,250

This Guarantee applies only to products and programs that Texas Property Lending Inc offers and only includes FHA Loans; and, any claim for reimbursement must be in writing no later than 30 days before closing. In all cases, Texas Property must have the opportunity and right to beat the rate and expense of any competitor.

FHA Loan Info

5

Our VA Home Purchase Lowest Rate Guarantee

If you use our realty associate Texas Property Realty on the closing transaction of a home, then your final VA home loan interest rate in combination with all expenses will be lower on the same VA loan product than any competitor by a least 1/8 percent of APR, or we Texas Prtoperty Lending Inc will pay you $1,000 towards your closing costs when you use Texas Property Realty.

For loans up to $510,480

This Guarantee applies only to products and programs that Texas Property Lending Inc offers and only includes VA Loans; and, any claim for reimbursement must be in writing no later than 30 days before closing. In all cases, Texas Property must have the opportunity and right to beat the rate and expense of any competitor.

VA Loan Info

Call now.

713-955-LOAN (5626)

Contact Us

If you are ready to chat with us about your home purchase, refinance, renovation or construction needs, we can’t wait to help. Please give us a call today at (346) 708-5626 and we will schedule you for your consultation. Thanks for choosing Texas Property Lending.

We can save the world, one great rate at a time.