What is an FHA Home Loan?

An FHA loan is a mortgage insured by the Federal Housing Administration (FHA) that offers some FANTASTIC advantages for homebuyers and those who want to refinance. With an FHA loan, borrowers can:

Access more competitive interest rates
Qualify with a lower or no FICO credit score
Enjoy more flexible qualification criteria
Purchase a home with just 3.5% down payment

The FHA’s mission is to help as many people as possible to achieve and maintain their American Dream of homeownership.

Co-Borrowers may be an option.

Let's be honest: you know you're financially responsible, but you might not meet the FHA Lending guidelines on your own. If that's the case, a supportive person who believes in you can co-sign your loan, helping you qualify for an FHA loan for your primary residence. FHA guidelines also permit a co-borrower or co-signer for Duplexes, Triplexes, or Fourplexes. By co-signing, they will share responsibility for the loan payments.

Save big on your next home purchase

The Proposal

If you choose Superhero Lending Inc. for your mortgage and select our affiliate, Superhero Realty, to represent you as your Real Estate Broker, we will provide a discount of up to .50% on your mortgage APR.

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Offer Disclosure

This offer is limited to the purchase of a Single-Family Home, Duplex, Triplex, Fourplex, Condo, or Town home in the Houston Metro Area, and is contingent upon your simultaneous use of the mortgage services of Superhero Lending Inc, combined with the real estate brokerage services of Superhero Realty. Superhero Lending Inc cannot lock your rate until Superhero Realty has acquired a signed Purchase Contract between you and a Seller. The amount of APR savings will vary depending on many factors such as: loan program, loan term, market conditions, and your FICO Credit Score. Loan Applicants must meet the criteria of each offered loan program. As per RESPA, any person who desires to work with Superhero Lending Inc is NOT required to use Superhero Realty, or vice versa. Both companies operate separately. If a home purchaser desires to use Superhero Lending Inc without using Superhero Realty, then standard mortgage rates will apply. Offer is provided by Superhero Lending Inc. Superhero Lending Inc (NMLS ID 1428535) and Superhero Realty (Texas Lic # 9007359) are Affiliated Businesses. See Affiliated Business Arrangement Disclosure.