A foreign national is a person who is visiting or temporarily living in the United States, and they:
A loan to a foreign national is generally not salable to Fannie Mae, Freddie Mac, nor can it be guaranteed or insured by a governmental agency. Private investors determine the criteria for each Foreign National Loan program. Therefore, each program has unique criteria.
Not all Visa Types are allowed in all Foreign National Loan Programs. In general, there are two acceptable pathways: